Originally Posted by Brad Gallaway
Yeah, just skip replaying the Journey... IMO, Persona 3 isn't really "done" until you finish The Answer.
...And if you still need some more P3 after that, then go back to the Journey again. ; )
(BTW, i haven't seen it myself, but i heard that all of your Personae are still in the compendium when you re-start the Journey. If you had enough money carry over, you could just buy the good ones, right?)
Unfortunately, only the compendium gets carried over. The money doesn't.